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#1 04-28-2010 12:21:51

GlobalMoto
Member
Registered: 04-28-2010
Posts: 6

New MasterCard and Discover Processing Requirements

MasterCard and Discover have new requirements, to wit:

Balance response transactions - For prepaid and gift cards, once the card has been used, the remaining account balance will be transmitted along with the authorization response. The remaining balance must be printed on the customer receipt, displayed on the Web page or point-of-sale terminal, or both.

+
Partial authorization transactions - When a customer's transaction amount exceeds the balance available on their debit, prepaid or gift card, instead of declining the transaction, a partial authorization for the amount available to the customer will be returned. This will allow the customer to pay for the remaining amount with another form of payment. This is called a split-tender transaction.

+
Authorization reversals - An authorization reversal is a real-time transaction initiated when the customer decides that they do not want to proceed with the transaction, or if the merchant cannot complete the transaction for any reason. Authorization reversals free up the customer's available balance on their debit, prepaid or gift card

Does Click Cart Pro provide an upgrade or update to their software to allow this to work? Thanks in advance!


I've no idea what I'm doing....

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#2 04-29-2010 05:01:06

Dave
Member
Registered: 07-05-2003
Posts: 11233

Re: New MasterCard and Discover Processing Requirements

Negative.

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#3 04-29-2010 08:19:15

GlobalMoto
Member
Registered: 04-28-2010
Posts: 6

Re: New MasterCard and Discover Processing Requirements

Do you anticipate doing so or is my shopping cart now obsolete?


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#4 04-30-2010 04:30:28

Dave
Member
Registered: 07-05-2003
Posts: 11233

Re: New MasterCard and Discover Processing Requirements

I am not affiliated with Kryptronic so I have no idea what Nick may or may not be planning on doing.

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#5 04-30-2010 08:42:38

NicheDev
Member
Registered: 02-04-2009
Posts: 152

Re: New MasterCard and Discover Processing Requirements

You've left, Dave? You're the kingpin of the fora...

Paul

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#6 04-30-2010 09:56:46

GlobalMoto
Member
Registered: 04-28-2010
Posts: 6

Re: New MasterCard and Discover Processing Requirements

Correct me if I'm wrong, but this is mandatory for everyone with an on-line shopping cart that wishes to accept MasterCard and Discover, no?


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#7 04-30-2010 11:22:09

dh783
Member
From: Avondale, Arizona
Registered: 04-06-2005
Posts: 6233
Website

Re: New MasterCard and Discover Processing Requirements

According to the email that was sent to me by Authorize.net, yes ecommerce sites are included in the new rules.

John

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#8 04-30-2010 13:03:44

NicheDev
Member
Registered: 02-04-2009
Posts: 152

Re: New MasterCard and Discover Processing Requirements

I'll wager that a lot of merchants will switch to offline processing - these new rules are pretty difficult to implement and administer, from what I've seen so far.

I seem to recall reading somewhere that we have until the middle of next year to comply, is that correct?

Paul

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#9 04-30-2010 14:06:05

dh783
Member
From: Avondale, Arizona
Registered: 04-06-2005
Posts: 6233
Website

Re: New MasterCard and Discover Processing Requirements

The email I got from Authorize.net is the MasterCard's rule go into effect May 1, 2010 and Discover April 16, 2010. They did say though that Authorize.net had an agreement for June 30, 2011 for the new requirement to be put into effect.

John

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#10 04-30-2010 15:41:43

NicheDev
Member
Registered: 02-04-2009
Posts: 152

Re: New MasterCard and Discover Processing Requirements

A little breathing space, then, for some.
But I guess that makes Europacart not only non-compliant with Mastercard's rules, but non-compliant with UK VAT legislation as well (unless you hack the code).

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#11 04-30-2010 17:55:23

GlobalMoto
Member
Registered: 04-28-2010
Posts: 6

Re: New MasterCard and Discover Processing Requirements

Yes, that's the same dead line I've been told too. Am I the first to bring this up? Seems sorta late in the game to me? Needless to say, I'm a bit concerned.


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#12 04-30-2010 18:19:14

dh783
Member
From: Avondale, Arizona
Registered: 04-06-2005
Posts: 6233
Website

Re: New MasterCard and Discover Processing Requirements

I have posted the information on the bata forum but have not received a replay.

John

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#13 04-30-2010 19:51:23

GlobalMoto
Member
Registered: 04-28-2010
Posts: 6

Re: New MasterCard and Discover Processing Requirements

Here is a link outlining all of the details:

http://www.authorize.net/support/pafaqs/#do


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#14 05-01-2010 03:28:22

Dave
Member
Registered: 07-05-2003
Posts: 11233

Re: New MasterCard and Discover Processing Requirements

NicheDev wrote:

You've left, Dave? You're the kingpin of the fora...

Not getting paid for almost 6 months made it rather necessary.

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#15 05-01-2010 14:21:42

NicheDev
Member
Registered: 02-04-2009
Posts: 152

Re: New MasterCard and Discover Processing Requirements

Really sorry to hear that, Dave. Does that mean we'll be losing your input here? That would be a great loss indeed. I've really appreciated your help over the months.

There seems to be little real input here from Nick.
I've been in business a very long time. If I were he, I'd make some kind of announcement pretty quick, reassuring CCP users of solid support for the future. Then back it up with action, such as fixing the various issues in Europacart, which make it unusable in the UK out of the box.

I really do feel out on a limb sometimes.

My 2c worth...

Paul

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#16 05-01-2010 14:38:04

Dave
Member
Registered: 07-05-2003
Posts: 11233

Re: New MasterCard and Discover Processing Requirements

As you may have noticed I haven't been very active here since early December. I only stop by when I have a moment but I no longer have the time to dig into things to look for answers to complicated or tough questions. Nick pretty much stopped posting when I assumed responsibility for the fora over a year and a half ago. He'll pop in here once in a while but I wouldn't anticipate an announcement from him. He's stretched very thing doing everything himself now.

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